Find out what types of assets make the best planned gifts. Learn about gifts of cash, securities and property.
Bob and Mary Are Giving Smarter and Achieving Their Dreams...Find Out How You Can Too!
Bob and Mary first met at Two-Bit Flicks, a 25-cent movie night held on Fridays in Brighton Lecture Hall. When the spring formal hosted by the women's dorm came around, Mary asked Bob to go with her. It was their first "official" date.
The rest, as the saying goes, is history. Or in Bob and Mary's case, it is natural history. That's because Emporia State also introduced them to a lifelong passion for the natural sciences.
Bob and Mary feel Emporia State was the catalyst for the life they've built together. Mary became a science educator for 6th, 7th, 8th and 9th grade students. Bob founded and served as director of the Great Plains Nature Center and became a renowned nature photographer.
Now they want others to have the same opportunity they did. They want to help students come to ESU and discover a passion they can follow for the rest of their lives.
Bob and Mary found a simple and easy way to achieve this dream. When they set up their trust, they named Emporia State as a beneficiary.
What's your dream?
Learn how easy it is to make your dream a reality by naming Emporia State University in your will or trust. Contact Angela Fullen, Director of Planned Giving at the Emporia State University Foundation. She can answer your questions or help you get started. If you have already named Emporia State in your will or trust, let us know. We will make sure your gift does everything you want it to do.
"I would encourage anyone, if they are thinking about doing something like this, to contact the Foundation. For us, it has been a great experience." - Mary Butel
Getting Started is Easy
Not sure how to take the first step? We've got just the thing you need. Download your free Will and Estate Planning Guide. This guide is an easy way to get started on, or update, your estate plan. It will help you explore your options at your own pace. It's free, easy and yours to keep.
Download your copy today or contact Angela Fullen to request a printed copy.
How to Protect Against Scam Calls
Scammers are always looking for new ways to trick individuals out of money. In the U.S., phone calls remain the primary way swindlers take advantage of older victims.
The Federal Trade Commission recently found that 24% of adults over age 60 who reported losing money to a scam in 2021 said it started with a phone call – the largest percentage of any method including email, text and mail. To help protect against robocall scams, telemarketing and spam calls, here are some tips and tools you can employ.
If your parent has not already done so, a good first step in limiting at least some unwanted calls is to make sure home and cell phone numbers are registered with the National Do Not Call Registry. While this will not stop fraudulent scam calls, it will stop unwanted calls from legitimate businesses who are trying to sell something. To sign up, call 888-382-1222 from the phone number you want to register, or you can do it online at DoNotCall.gov.
Cell Phone Protection
Most wireless providers today offer good tools and apps for stopping scam calls and texts. To find out which apps are available within your network, use your preferred online search engine to research which applications work best for your device and service provider.
For additional tools, download a reputable spam-blocking app onto the phone. The apps may be offered by the wireless service provider and can be found in the Apple and Google App store. These apps are free to use, but most carriers will also offer upgraded services that you can get for a small monthly fee. If, however, your parent uses a regional or small wireless carrier that does not offer scam/robocall protection, you can use a free third-party app.
Built-In Call Blockers
Many smartphones today also offer built-in tools that can block spam calls. Some of the newer smartphones make it possible for your parent to completely silence all unknown callers who are not in their contacts list in the phone "Settings."
Silencing all unknown callers is an extreme solution that will stop all unknown callers, but your parent runs the risk of missing out on a few legitimate calls as well. However, unknown callers do have the option to leave a voice message and their calls will appear in the recent calls list. Your parent can also add any number to their contact list to let them through in the future and can block specific reoccurring spam call numbers manually.
Home Landline Protection
To stop scam calls on your parent's home phone, set up the "anonymous call rejection" option. This is a free feature available by most telephone companies, however some may charge a fee. It allows you to screen out calls from callers who have blocked their caller ID information – a favorite tactic of telemarketers.
Call your parent's telephone service provider to find out if they offer this tool, and if so, what you need to do to enable it. If they do not offer it, find out what other call blocking options they do offer.
Savvy Living is written by Jim Miller, a regular contributor to the NBC Today Show and author of "The Savvy Living" book. Any links in this article are offered as a service and there is no endorsement of any product. These articles are offered as a helpful and informative service to our friends and may not always reflect this organization's official position on some topics. Jim invites you to send your senior questions to: Savvy Living, P.O. Box 5443, Norman, OK 73070.