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Giving Home > Giving News > Finance News > Mortgage Rates Trend Lower

Mortgage Rates Trend Lower

Published June 20, 2025

Freddie Mac released its latest Primary Mortgage Market Survey on Wednesday, June 18. According to the survey, the rate for a 30-year mortgage fell for the third consecutive week.

This week, the 30-year fixed mortgage rate averaged 6.81%, a decrease from last week’s average of 6.84%. Last year at this time, the 30-year fixed mortgage rate averaged 6.87%.

The 15-year fixed mortgage rate averaged 5.96% this week, down from last week’s average of 5.97%. During the same week last year, the 15-year fixed mortgage rate averaged 6.13%.

“Mortgage rates moved lower, with the average 30-year fixed rate reaching a four-week low,” said chief economist at Freddie Mac, Sam Khater. “More available inventory to choose from, coupled with this week’s decline in mortgage rates, could be the spark to get potential homebuyers off the sidelines.”

Based on published national averages, the savings rate was 0.38% as of 6/16. The one-year CD averaged 1.62%.

Editor’s Note: The publicly available financial information is offered as a helpful and informative service to our friends. This article is not an endorsement of any company, product or service.